Terms & Conditions

Last updated – October 24, 2025

1. Organiser

This “Share Your Belief” competition (“Competition”) is organised by Xapo Bank Limited, a company incorporated in Gibraltar with company number 111928 and principal place of business at 1/1 Grand Casemates Square, Gibraltar, GX11 1AA (“Xapo Bank”).

2. Agreement to Terms

By submitting a quote and entering the Competition, you (“Participant”) confirm that you have read, understood and agree to these Terms & Conditions (“Terms”).

Xapo Bank reserves the right to amend or update these Terms at any time without prior notice and changes will be effective immediately. The current version will always be available on the Xapo Bank website.

3. Eligibility

3.1. Entry is open to individuals aged 18 years or over.

3.2. No purchase or payment is required to participate.

3.3. Employees, contractors, agents or affiliates of Xapo Bank, Aston Villa Football Club, or their immediate family members are not eligible.

3.4. Each Participant may submit one quote only. Multiple or automated entries will be void.

4. Entry Period

4.1. The Competition opens on 27 October, 2025 and closes at 23:59 BST on 21 November, 2025 (“Entry Period”).

4.2. Entries received after the Entry Period, whether or not they were sent before that time, will be void and will not be entered into the Competition.

4.3. Xapo Bank reserves the right to amend the Entry Period if necessary and will publish any such changes on the Competition webpage.

5. How to Enter

5.1. To take part, visit the avfc.xapobank.com and complete the submission form by providing your first name, last name, email address, and a short quote (maximum 100 characters). Only your first name will appear in public.

5.2. After submission, you will receive an on-screen confirmation and a confirmation email verifying that your entry has been received.

6. Selection and Prize

6.1. Selected quotes will be chosen by Xapo Bank, Aston Villa Football Club, and an independent judge based on creativity, originality and alignment with the partnership’s values of belief, resilience, and “playing the long game”. The selected quotes must also adhere to these guidelines:

Keep it original: Share your own words, not copied quotes, lyrics, or commercial slogans.

Keep it on theme: Make sure your quote relates to your belief in Aston Villa Football Club to be successful.

Keep it clear and short: Aim for one or two short sentences so it works well on big screens.

Keep it safe and positive: No references to alcohol, drugs, gambling, or anything unsafe.

Celebratory, uplifting, or inspiring messages will be prioritised.

6.2. Up to eight (8) winning quotes will be selected for the main prize. The organisers reserve the right to vary this number depending on the volume and quality of eligible entries.

6.3. Winning quotes will be featured on the Aston Villa dugout headrests at Villa Park during selected matches or promotional events and may appear on the giant screen, matchday programme, and digital and social content. Only your first name will appear on these materials.

6.4. Winners will be notified by email.

6.5. There is no cash alternative, and the prize is non-transferable.
6.6. Xapo Bank and Aston Villa Football Club reserve the right to disqualify or exclude any quote at their sole discretion, including those deemed inappropriate, offensive, defamatory, derogatory, political or otherwise damaging to the reputation or values of either organisation. This Competition is intended to celebrate positive and supportive fan sentiment.
6.7. Aston Villa Football Club retains full discretion over which quotes are selected for display in the stadium or any other promotional material.
6.8. Xapo Bank and Aston Villa Football Club reserve the right to remove or withdraw any published quote at any time without notice if deemed inconsistent with the campaign’s values or these Terms.

7. Data Protection

7.1. By entering, you understand that Xapo Bank will process your personal data (first name, last name and email address attached to your quote) for the purpose of administering this Competition and contacting you in case you win. This is necessary for performing the agreement herein. Providing your email for marketing communications is optional and is described separately in the section below.

7.2. Xapo Bank may verify the authenticity of email addresses through confirmation links and will discard entries found to be invalid or fraudulent.

7.3. Participant data will be handled securely and deleted or anonymised within one (1) month after the Competition ends, unless retention is required by law.

7.4. For full details of how Xapo Bank handles personal data and the rights you have in this regard, please see Xapo Bank’s Privacy Notice (https://legal.xapobank.com/privacy/privacy-notice).

8. Marketing

8.1 By opting in to receive marketing emails, you consent to Xapo Bank using your email address to send promotional communications, offers and updates about Xapo Bank’s products and services.

8.2. Your consent will remain valid for up to two (2) years, unless withdrawn earlier.

8.3 You may withdraw your consent at any time by using the “unsubscribe” link provided in Xapo Bank’s marketing materials.

9. Rights to Submitted Content

9.1 By participating in the Competition you hereby grant Xapo Bank, Aston Villa Football Club, their affiliates, partners, licensees and assigns (collectively, the “Released Parties“), permission to use, reproduce, publish, and distribute any quotes, statements, testimonials, or written feedback you provide in connection with the Competition (the “Quotes“).

9.2 You specifically grant permission to use your first name alongside the Quotes. You understand and agree that this use is primarily for showing you as an Aston Villa fan, part of the campaign with Xapo Bank, yet without actually identifying you.

9.3 You agree that the Released Parties may use the Quotes, along with your name, in whole or in part, without restriction, for the purpose of this campaign. This includes, but is not limited to, use in the following:

Print materials (e.g., brochures, advertisements)

Digital media (e.g., website, social media, email)

Online, television and stadium advertising, media and print of all types

Press releases and public relations

Match dugouts

This permission is granted on a non-exclusive, worldwide basis for the duration of the Competition Period. You understand that due to the nature of public media (e.g., printed materials, online posts), the use of your Quotes and name may not be completely reversible or retractable once published and some materials will be available online, in archive in perpetuity (outlasting the 2 years).

9.4 You understand and agree that you will not receive any payment or compensation for the use of your Quotes.

9.5 You consent to the Released Parties editing, adapting or modifying the Quotes for clarity, length or to fit into the format of the campaign, provided the essential meaning of your original statement is not changed.

9.6 You waive any right to inspect or approve the finished product or marketing materials that incorporate your Quotes.

10. General

10.1. Xapo Bank reserves the right to amend, suspend or cancel the Competition if circumstances beyond its control make this necessary.

10.2. Xapo Bank shall not be liable for any loss or damage arising from participation or acceptance of the prize.

10.3. These Terms are governed by the laws of Gibraltar, and the courts of Gibraltar shall have exclusive jurisdiction.
10.4. The Competition will run for a total period of two (2) years from its launch date (“Competition Period”). Xapo Bank and Aston Villa Football Club may feature selected quotes at any time during this period.