*Crypto asset services are provided by Xapo Vasp Limited, a company regulated by the Gibraltar Financial Services Commission as a ‘Distributed Ledger Technology Provider’ under Permission No. 26061 and not by Xapo Bank Limited. Xapo Bank Limited provides services exclusively in respect of fiat balances. Crypto asset deposits are not covered by the Gibraltar Deposit Guarantee Scheme.
*References to ‘guaranteed’, ‘protected’, ‘secure’ and similar terms in
this email in the context of crypto assets relate solely to the technical
and operational security features of Xapo Vasp Limited, and do not imply any form of deposit protection, guarantee or regulatory safeguard. For further details on the security features available, please visit:
*Capital at risk. This information is not investment advice. Security
values can go up as well as down. Past performance is not indicative of future results.
*Interest on Bitcoin deposits will only be paid on balances of 2 BTC or less. For more information visit our Help Centre.
*The Annual Interest Rate offered on both USD and Bitcoin deposits is variable and may change at any time. Please see our Interest FAQs for more information.
*Please note that some merchant categories are excluded from earning cashback. Please see our Xapo Bank card FAQs for more information.
*Approved by Xapo Bank Limited on 22/10/25.
Any translation of our website into any language other than English is for convenience purposes only. In the event of any conflict or inconsistency between the English version and a translated version, the English version shall prevail. Xapo Bank Limited is a company registered and incorporated in Gibraltar with company No. 111928. Xapo Bank Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘credit institution’ under Permission No. 23171. Xapo VASP Limited is a company registered and incorporated in Gibraltar with company No. 118088 and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘DLT institution’ under Permission No. 26061.
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